What is the Difference Between Eye Insurance and Health Insurance?
The main difference between eye and health insurance is in the findings during the eye examination. For most patients during the eye examination we find a new glasses or contact lens prescription to correct their vision problems. With these general exams, eye insurance covers most of the cost of the exam and part of the cost for the glasses or contacts. All vision or eye insurance coverages vary. Depending on the plan, the amount of the co-pay and materials coverage can be different. The co-pay is the amount the patient has to pay for the visit. Certain plans will cover the fee for fitting contact lenses, but most don't. Materials coverage or the amount insurance will pay for glasses or contacts varies also. Most vision plans offer around $100 towards glasses or contacts. There can be additional rebates with glasses, since most plans offer lower rates on glasses add-ons such as no-line bifocals, transitions, anti-reflective coatings, etc. Eye insurance can help pay for a general ...